Al-Slehat, Z. A. F.; Almanaseer, S. R.; Al Sharif, B. M. M.; Al-Haraisa, Y. E.; Aloshaibat , S. D.; Almahasneh, M. A. Creditworthiness Criteria According to the 5Cs Model and Credit Decision: The Moderating Role of Intellectual Capital. IRMM 2024, 14, 274-287.