Manaf, Halimah Abdul. “Impact of Microcredit Scheme on the Development of Entrepreneurship Skills Among Low Income Households in a Developing Country Context”. International Journal of Economics and Financial Issues 7, no. 1 (January 17, 2017): 583–593. Accessed December 22, 2024. https://mail.econjournals.com/index.php/ijefi/article/view/3326.