Boadi, Eric Kofi, et al. “Role of Bank Specific, Macroeconomic and Risk Determinants of Banks Profitability: Empirical Evidence from Ghana’s Rural Banking Industry”. International Journal of Economics and Financial Issues, vol. 6, no. 2, Apr. 2016, pp. 813-2, https://mail.econjournals.com/index.php/ijefi/article/view/1835.