Vertakova, Yuliya V., Olga V. Rudakova, Valentina V. Shadrina, Iskandar S. Kobersy, and Irina N. Belova. 2016. “Strategy of Disruptive Innovation in Emerging Regional Markets: Factors of Success and Failure”. International Journal of Economics and Financial Issues 6 (8S):274-79. https://mail.econjournals.com/index.php/ijefi/article/view/3750.